Financing

Our staff at DurhamDDS recognize that paying for professional dental services can be frustrating and confusing with the way dental insurance works.   We make every effort to offer flexible payment options for our patients that are right for their personal and family circumstances.

Our Financial Agreement With Patients:
Payment for professional services is due when services are delivered.

We understand the need for flexibility, especially for complex treatments, so we accept the following payment arrangements:

  • Cash or personal check
  • Credit card (Visa, Mastercard, Discover, American Express, etc.)
  • CareCredit®
  • Payment plans (for multi-appointment care and treatments)

CareCredit® offers excellent options including: special financing (generally zero percent financing over 6-12 months), low monthly payment options, no up-front costs, and no-prepayment penalties so you can show off those pearly whites as soon as you’re ready.

Click here to set up a CareCredit account today. 

Our Involvement With Dental Insurance Plans

At this time our office accepts all dental insurance plans except Medicaid. We can file insurance claims for any insurance company, and most of the time our staff will know in advance what your copay will be for your visit. If we are assisting you in filing for your dental benefits and your visit is a cleaning visit, most of the time your costs will be minimal to nothing. For more involved dental treatments, your copay will differ based on your benefits (your max, your deductible, and what treatment is performed.)

The finance team at Durham DDS.

This means that you decide your treatment based on your personal circumstances and your preferences regarding the doctor’s recommendations. Because we accept all insurance plans, 99% of the time those insurance plans will pay for a portion of the bill, but it is not likely your dental benefits will pay the entire bill. Dental Insurance almost never does. You are responsible for what your insurance plan doesn’t pay, and our staff are experts at figuring that out for you.

Whether or not you have dental insurance, there will never be a visit in which Dr. Argersinger has recommended treatment and you do not know what it might cost. You will always know at least a fair estimate of your out-of-pocket treatment costs before treatment begins. Dr. Bill considers cost to be a crucial factor in helping you decide your and your family’s care.